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Find Mortgage Lenders Near You in Charlotte, NC

Looking for a mortgage lender in Charlotte? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 mortgage lenders in Charlotte, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Pronto, Inc.
800 Westmere Ave Suite 300, Charlotte, NC 28208
(704) 602-2446 loanpronto.com
PrimeLine Capital
128 S Tryon St Suite 1832, Charlotte, NC 28202
(704) 285-8020 primelinecapital.com
Rosegate
13515 Ballantyne Corporate Pl, Charlotte, NC 28277
(980) 441-1411 rosegate.com
Fairway Mortgage Carolinas
8832 Blakeney Professional Dr # 102, Charlotte, NC 28277
(704) 541-1172 fairwaymortgagecarolinas.com
Leverage Lending Group
216 N McDowell St # 200, Charlotte, NC 28204
(704) 631-9276 lendwithleverage.com
Lennar Mortgage, LLC Charlotte
11605 N Community House Rd Suite 400A, Charlotte, NC 28277
(704) 644-1459 lennarmortgage.com
PrimeLending, A PlainsCapital Company - Charlotte
6100 Fairview Rd Suite 550, Offices 31-33, Charlotte, NC 28210
(980) 245-5680 lo.primelending.com
Reliance First Capital, LLC. NMLS ID # 58775
11605 N Community House Rd #200, Charlotte, NC 28277
(866) 970-1550 reliancefirst.com
1st Advantage Mortgage
128 S Tryon St Suite 1933, Charlotte, NC 28202
(704) 343-8681 firstadvantagemortgage.com
DHL Mortgage
529 W Summit Ave #2a, Charlotte, NC 28203
(704) 930-7830 dhlmortgage.com
New American Funding
14120 Ballantyne Corporate Pl #150, Charlotte, NC 28277
(704) 448-0239 newamericanfunding.com
Heather Aucello
125 Floyd Smith Office Park Dr, Charlotte, NC 28262
(704) 806-4624 movement.com
Mutual of Omaha Mortgage
525 N Tryon St Suite 1600, Office 1637, Charlotte, NC 28202
(913) 393-9532 mutualmortgage.com
Jason Yang - Mortgage Lender with LendScout by American Security Mortgage Corporation
150 Providence Rd 3rd Floor, Charlotte, NC 28207
(704) 657-0092 lendscout-asmc.com
Mecklenburg Mortgage
828 East Blvd #301, Charlotte, NC 28203
(704) 412-9131 mecklenburgmortgage.com
MVR Mortgage Company LLC
2120 Crown Centre Dr Suite # 400, Charlotte, NC 28227
(980) 613-0278 mvrmortgage.com
On Point Home Loans, Inc.
1200 The Plaza suite G2, Charlotte, NC 28205
(704) 941-3030 ophomeloans.com
QC Lending, LLC
301 S McDowell St #205, Charlotte, NC 28204
(888) 274-9365 qclending.com
BlackHawk Mortgage
615 S College St #9, Charlotte, NC 28202
(704) 817-3937
Minted Capital Mortgage
1422 S Tryon St STE 300, Charlotte, NC 28203
(704) 227-0102 mintedcapitalmortgage.com

What Does a Mortgage Lender in Charlotte Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount. Third party costs such as appraisal fees range from 400 to 700 dollars and title insurance costs 0.5 to 1 percent of the purchase price. North Carolina charges a mortgage recording tax of 0.20 per 100 dollars of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in North Carolina?
Mortgage lenders in North Carolina must hold a license from the North Carolina Commissioner of Banks under the Mortgage Lending Act. Loan officers must also be registered with the Nationwide Multistate Licensing System.
How long does a mortgage pre approval last in Charlotte?
A mortgage pre approval in Charlotte typically lasts 60 to 90 days. The exact time frame depends on the lender and changes in your financial situation or credit score.

Mortgage Lenders in Other North Carolina Cities

Aberdeen · Apex · Archdale · Asheboro · Asheville · Belmont · Black Mountain · Burlington · Carrboro · Cary · Chapel Hill · China Grove · Clayton · Clemmons · Concord

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of North Carolina.

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