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Looking for a mortgage lender in Concord? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Concord, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 15 mortgage lenders in Concord, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Novus Custom Mortgage Group- Concord
785 Davidson Dr NW, Concord, NC 28025
7047968252
National Finance Company
320 Copperfield Blvd NE C, Concord, NC 28025
7047868713
Mariner Finance
93 Concord Commons Pl SW, Concord, NC 28027
9805284220
Terry Whitesell | Novus Home Mortgage Sales Manager
845 Church St N # 310, Concord, NC 28025
7042674086
OneMain Financial
1096 Concord Pkwy N #13, Concord, NC 28027
7047883170
Brandie Jackson, Loans & Homes
41 Union St S Suite B, Concord, NC 28025
7049979776
Jocelyn Jackson | Novus Home Mortgage Loan Officer
845 Church St N # 310, Concord, NC 28025
7049952826
Homeowners Financial Group
1028 Lee-Ann Dr NE #216, Concord, NC 28025
9806167700
The Roseberry Team - Novus Home Mortgage
785 Davidson Dr NW, Concord, NC 28025
7046226896
Empower Home Loans
78 Buffalo Ave NW Ste 202, Concord, NC 28025
7577614153
Bruce Lawing | Novus Home Mortgage Branch Manager
845 Church St N # 310, Concord, NC 28025
7047968252
The Gilmore Team | Novus Home Mortgage
785 Davidson Dr NW, Concord, NC 28025
7048150715
Brian B Floyd | Fairway Independent Mortgage Corporation Loan Officer
845 Church St N Suite 310 & 311, Concord, NC 28025
7047016157
MaryEllen MacDonald | Novus Home Mortgage Loan Officer
845 Church St N # 310, Concord, NC 28025
7046502565
Chase Home Lending
1255 Concord Pkwy N, Concord, NC 28025
4252867664
Mortgage lenders in Concord, North Carolina help homebuyers secure financing for residential properties. North Carolina law requires lenders to follow specific licensing rules under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. Local lenders understand the Concord real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Concord Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. North Carolina also charges a mortgage recording tax of $1.50 per $1,000 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Concord?
You typically need pay stubs, tax returns, bank statements, and identification. North Carolina lenders also require a credit check and proof of employment. Each lender may ask for additional documents based on your loan type.
How long does the mortgage process take in North Carolina?
The mortgage process in North Carolina usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and legal review. Delays can occur if documents are incomplete or if there are title issues.
Are there special mortgage programs for first-time buyers in Concord?
Yes, North Carolina offers the NC Home Advantage Mortgage program for first-time buyers. This program provides down payment assistance and competitive interest rates. Concord residents may also qualify for local grants through the city or county housing programs.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.