Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 mortgage lenders in China Grove, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Insurance Advisors
206 E Washington St, China Grove, NC 28023
7046037353
First Horizon Bank - China Grove, NC - N Main St
200 N Main St, China Grove, NC 28023
7048571176
State Employees’ Credit Union
1995 US-29, China Grove, NC 28023
7048563515
F&M Bank
116 N Main St, China Grove, NC 28023
7048571181
What Does a Mortgage Lender in China Grove Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in North Carolina generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in China Grove?
You will need proof of income, tax returns, bank statements, and a valid ID. North Carolina lenders also require a credit check and property appraisal. The exact list depends on your loan type.
How long does the mortgage process take in North Carolina?
The typical mortgage process in North Carolina takes 30 to 45 days from application to closing. This timeline can vary based on your financial situation and the lender's workload. North Carolina law requires a three-day right of rescission for most refinances.
What are the down payment requirements for a home in China Grove?
Down payment requirements vary by loan program. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible borrowers.