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Compare mortgage lenders in Belmont. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Belmont, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 12 mortgage lenders in Belmont, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Belmont
100 N Main St Suite 140, Belmont, NC 28012
9803055990
Scott Maness
203 Glenway St, Belmont, NC 28012
7048983306
Brandon Larsen
203 Glenway St, Belmont, NC 28012
3177191269
John Adams -Highlands Residential Mortgage
Belmont, NC 28012
7047375800
Brandon Larsen
203 Glenway St, Belmont, NC 28012
3177191269
Union Home Mortgage
32 N Main St Suite 305, Belmont, NC 28012
7042333158
Mortgage, Bank of America
645 Park St, Belmont, NC 28012
9802632375
Tideline Financial, LLC
32 N Main St #301, Belmont, NC 28012
7046168555
Terry Ignatowski, Movement Mortgage
116 Kenwood St, Belmont, NC 28012
7042568661
Movement Mortgage
116 Kenwood St, Belmont, NC 28012
8773141499
Atlantic Bay Mortgage Group - Belmonte, NC
32 N Main St, Belmont, NC 28012
9802833190
Bayview Hard Money Lenders Belmont
6405 Wilkinson Blvd, Belmont, NC 28012
9804008076
Mortgage lenders in Belmont, North Carolina help homebuyers secure financing for residential properties. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand Belmont real estate market trends and can guide you through the state specific deed of trust process.
What Does a Mortgage Lender in Belmont Cost?
Typical mortgage lender costs in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Belmont?
You typically need pay stubs, tax returns, bank statements, and photo ID. North Carolina lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does mortgage approval take in North Carolina?
Most lenders complete initial approval within 30 to 45 days. North Carolina law allows a three day rescission period after closing for refinances but not for purchase loans.
Are there first time home buyer programs in Belmont?
Yes, North Carolina offers the NC Home Advantage Mortgage program with down payment assistance. Belmont residents may also qualify for local grants through the city or county housing authority.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.