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Compare Mortgage Lenders in Woodbridge, NJ

Compare mortgage lenders in Woodbridge. Review contact information and insurance categorys before you decide.

8 agents listed
Updated June 2026
Woodbridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 8 mortgage lenders in Woodbridge, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Woodbridge, NJ Branch - NMLS: 1806051
321 Main St Lower Level 1, Woodbridge, NJ 07095
(908) 956-7152 nationslending.com
Kingdom First Mortgage LLC
655 Amboy Ave, Woodbridge, NJ 07095
(732) 634-1000 kingdomfirstmortgage.com
The Mortgage Specialists - AMS Mortgage
367 Berry St, Woodbridge, NJ 07095
(732) 527-0106 jahnlends.com
Damion Campbell at CrossCountry Mortgage
1000 US-9 Suite 305, Woodbridge, NJ 07095
(908) 589-7409
Guaranteed Rate of Woodbridge
234 Main St #202, Woodbridge, NJ 07095
(732) 527-0702 guaranteedrate.com
Premier Mortgage Services
123 Green St suite 210, Woodbridge, NJ 07095
(732) 636-0808 addictionhelp.org
PRMG
280 Woodbridge Ave, Woodbridge, NJ 07095
(732) 718-0973 woodbridge415.prmgapp.com
The Mortgage Plugs
280 Woodbridge Ave, Woodbridge, NJ 07095
(732) 653-1200 juliantoro.com

Mortgage lenders in Woodbridge, New Jersey help home buyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Woodbridge understand the Middlesex County real estate market and can guide you through the state specific mortgage process.

What Does a Mortgage Lender in Woodbridge Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $3,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Woodbridge New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and a credit check as part of the application process.
How long does a mortgage application take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three day rescission period for refinances after closing.
Are there New Jersey specific mortgage programs for first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance programs for first time buyers. These programs have income limits and require a home buyer education course.

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