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Find Mortgage Lenders in Asbury Park, NJ

Browse mortgage lenders serving Asbury Park, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Asbury Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Asbury Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oz Group
603 Mattison Ave #412, Asbury Park, NJ 07712
7327733108
The Loan Tree
922 Main St, Asbury Park, NJ 07712
7329885000
New Jersey Mortgage Pre Approval
912 Asbury Ave, Asbury Park, NJ 07712
4086756348
PNC Mortgage
810 Sunset Ave, Asbury Park, NJ 07712
7325028021

Mortgage lenders in Asbury Park New Jersey help home buyers and homeowners secure loans for purchasing or refinancing property. New Jersey law requires lenders to follow specific licensing rules under the New Jersey Residential Mortgage Lending Act. Local lenders understand the Asbury Park real estate market and can guide you through state specific regulations like the New Jersey Truth in Lending Act.

What Does a Mortgage Lender in Asbury Park Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $3,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These fees vary based on loan type property value and lender policies. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Asbury Park New Jersey?
You typically need pay stubs tax returns bank statements and a valid ID. New Jersey lenders also require proof of homeowners insurance and a property appraisal. Your lender will give you a full list based on your loan type.
Are there first time home buyer programs in New Jersey for Asbury Park residents?
Yes the New Jersey Housing and Mortgage Finance Agency offers programs like the FirstHome program for first time buyers. These programs provide down payment assistance and lower interest rates. You must complete a home buyer education course to qualify.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances under federal law. Delays can happen if additional documentation is needed.