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4 agents listed
Updated May 2026
Berlin, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Berlin, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Brokers Insurance
162 W White Horse Pike, Berlin, NJ 08009
8567538300
Chris Wilhelm at Citywide (NMLS #111160)
191 W White Horse Pike 2nd Floor, Berlin, NJ 08009
6092944304
Gateway Mortgage
191 W White Horse Pike, Berlin, NJ 08009
8568101200
Citywide Home Mortgage
191 W White Horse Pike 2nd Floor, Berlin, NJ 08009
6098152220
Mortgage lenders in Berlin New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate and a Closing Disclosure within specific time frames. Local lenders understand the unique housing market and property tax considerations in Camden County.
What Does a Mortgage Lender in Berlin Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Berlin New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed intent to occupy the property for owner-occupied loans.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 45 to 60 days. New Jersey law requires a three business day review period for the Closing Disclosure before the closing can occur.
What is the minimum down payment for a home in Berlin New Jersey?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down, conventional loans may require 3 to 5 percent, and VA loans can require zero down for eligible borrowers. New Jersey offers down payment assistance programs for qualified buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.