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Looking for a mortgage lender in Barnegat? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Barnegat, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Barnegat, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pioneers Home Loans
500 Barnegat Blvd N Ste 400, Barnegat, NJ 08005
6402244409
John Kussmaul - Mortgage Loan Officer
560 N Main St, Barnegat, NJ 08005
7322390547
Tritown Mortgage Connection
500 Barnegat Blvd N # 300, Barnegat, NJ 08005
6094890686
Mortgage lenders in Barnegat, New Jersey help homebuyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the Barnegat real estate market and can guide you through the process from pre-approval to closing.
What Does a Mortgage Lender in Barnegat Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs for a 300,000 dollar home loan often total between 6,000 and 15,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Barnegat?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders also require a property appraisal and title search as part of the process.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on the complexity of your loan and the lenders current workload.
What are the typical closing costs for a home loan in Barnegat?
Closing costs in New Jersey generally range from 2 to 5 percent of the loan amount. These costs include lender fees, appraisal fees, title insurance, and recording fees. The exact amount depends on your loan type and property value.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.