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Directory of mortgage lenders in Waldwick, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Waldwick, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Waldwick, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JFC Funding LLC
36 Franklin Turnpike, Waldwick, NJ 07463
2014030738
Columbia Bank
64 Franklin Turnpike, Waldwick, NJ 07463
2014212382
Valley Bank
67 Franklin Turnpike, Waldwick, NJ 07463
2016522518
Provident Bank
64 Crescent Ave, Waldwick, NJ 07463
2016897750
Mortgage lenders in Waldwick New Jersey help home buyers and homeowners secure financing for property purchases and refinances. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the Bergen County real estate market and can guide you through state-specific closing procedures and disclosure requirements.
What Does a Mortgage Lender in Waldwick Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Bergen County often range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in New Jersey?
Mortgage lenders in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. Loan originators also need a separate license through the Nationwide Multistate Licensing System.
How long does a mortgage loan typically take to close in Waldwick?
A standard mortgage loan in New Jersey usually closes in 30 to 45 days. Delays can occur due to appraisal scheduling or title search issues specific to Bergen County records.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.