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Find Mortgage Lenders in Saddle Brook, NJ

Looking for a mortgage lender in Saddle Brook? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Saddle Brook, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Saddle Brook, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden State Mortgage Corp.
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
2013515870
Chand Mortgage
131 Market St, Saddle Brook, NJ 07663
2018430090
Nations Lending - Saddle Brook, NJ Branch - NMLS: 1824275
50 Market St Ste 6, Saddle Brook, NJ 07663
2015354440
Brian Spatz at Garden State Mortgage
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
5516894395
Asap Approval
250 Pehle Ave Suite 200, Saddle Brook, NJ 07663
8624143968
Dan Greco Mortgages
150 Pehle Ave, Saddle Brook, NJ 07663
2014635907

Saddle Brook, New Jersey residents looking for a mortgage lender have access to a range of local and national options. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a lender familiar with Bergen County property values and New Jersey closing procedures can help streamline your home loan process.

What Does a Mortgage Lender in Saddle Brook Cost?

Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Saddle Brook?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search as part of the loan process.
How long does it take to close on a mortgage in New Jersey?
A standard mortgage closing in New Jersey usually takes 45 to 60 days from application to closing. This timeline can vary based on loan type, appraisal scheduling, and under review requirements.
Are there special mortgage programs for first time home buyers in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like the FirstHome program with down payment assistance. These programs have income limits and require completion of a home buyer education course.