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Directory of mortgage lenders in Red Bank, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Red Bank, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 15 mortgage lenders in Red Bank, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Red Bank
74 NJ-35, Red Bank, NJ 07701
8007789044
Advisors Mortgage Group - Red Bank, NJ (Downtown)
130 Maple Ave Unit 10A, Red Bank, NJ 07701
7326956099
Alpha Funding
218 Broad St, Red Bank, NJ 07701
9089004894
Waterville Mortgage
157 Broad St UNIT 304, Red Bank, NJ 07701
7322176000
Absolute Home Mortgage Corporation
70 White St, Red Bank, NJ 07701
7327493333
Navesink Home Loans
140 Broad St Suite 200, Red Bank, NJ 07701
7322413555
Robert Kinney Citywide Home Mortgage
16 W Front St, Red Bank, NJ 07701
7322681187
Alex Reilley at Prosperity Home Mortgage - Red Bank
350 NJ-35, Red Bank, NJ 07701
2152801556
Melanie Jannuzzi at Prosperity Home Mortgage - Red Bank
350 NJ-35, Red Bank, NJ 07701
8772751762
Rob Kinney at Citywide (NMLS #589175)
16 W Front St, Red Bank, NJ 07701
7328597295
DreamLife Processing
140 Broad St Suite 200, Red Bank, NJ 07701
7325766999
Home Mortgage Advisors LLC
54 Broad St suite 200b, Red Bank, NJ 07701
9084949070
HarborOne Mortgage
68 White St 2nd Floor, Red Bank, NJ 07701
9088761113
Bank of America Mortgage
125 Half Mile Rd, Red Bank, NJ 07701
7323831710
Jeffery Cook at Absolute Home Mortgage Corp
70 White St, Red Bank, NJ 07701
7326879338
Mortgage lenders in Red Bank, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Red Bank offers a mix of historic homes and new developments, making local lender knowledge valuable for navigating Monmouth County real estate.
What Does a Mortgage Lender in Red Bank Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally total 2% to 5% of the purchase price. These are estimates; actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Red Bank?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a signed intent to occupy form for owner-occupied properties.
How long does mortgage approval take in New Jersey?
Initial pre-approval can take one to three days. Full underwriting and closing usually take 30 to 45 days. New Jersey law allows a three-day rescission period after signing for refinances.
Are there special mortgage programs for New Jersey first-time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.