Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage lenders in Paterson, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
1117 Main St #19, Paterson, NJ 07503
9737423060
Patrick Nicholson - Mortgage Loan Officer
301 Main St, Paterson, NJ 07505
2018033504
Phoenix Financial Services
Plymouth Rd #20, Paterson, NJ 07502
2016575229
PNC Mortgage
808 Market St, Paterson, NJ 07513
9738813037
Chase Mortgage
148 Market St, Paterson, NJ 07505
9738811968
PNC Mortgage
191 Market St, Paterson, NJ 07505
9738813020
PNC Mortgage
1152 Main St, Paterson, NJ 07503
9738813070
PRMG
188 Lafayette St, Paterson, NJ 07501
5512137285
PNC Mortgage
321 E 33rd St, Paterson, NJ 07504
9738813047
What Does a Mortgage Lender in Paterson Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These figures are estimates and actual costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Paterson?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and a credit check to verify your financial history.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission period for most refinance loans after closing documents are signed.
What is the minimum down payment for a home loan in Paterson?
Minimum down payments vary by loan type. FHA loans allow as little as 3.5 percent down, while conventional loans may require 5 percent or more. New Jersey first time home buyer programs sometimes offer lower down payment options.