Find Mortgage Lenders Near You in Paramus, NJ
Directory of mortgage lenders in Paramus, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 20 mortgage lenders in Paramus, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Paramus Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and credit report fees of $30 to $50. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Paramus?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does a mortgage closing take in New Jersey?
A typical mortgage closing in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three day right of rescission for refinances, which can add time to the process.