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Looking for a mortgage lender in Ocean Township? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage lenders in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Headquarters
1411 NJ-35, Ocean Township, NJ 07712
7322923133
Advisors Mortgage Group - Ocean, NJ
931 W Park Ave, Ocean Township, NJ 07712
8007789044
AAFC GROUP LLC
1414 Roller Rd Suite B, Ocean Township, NJ 07712
8662482232
Advisors Mortgage Group - Ocean, NJ
1411 NJ-35 #101, Ocean Township, NJ 07712
8007789044
Harry Palmer - Advisors Mortgage Group
931 W Park Ave, Ocean Township, NJ 07712
7329773816
Mortgage lenders in Ocean Township, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Protection Act. Local lenders can guide you through state-specific programs like the NJHMFA down payment assistance.
What Does a Mortgage Lender in Ocean Township Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ocean Township?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a credit check and property appraisal.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances under federal truth in lending rules.
Are there special mortgage programs for New Jersey residents?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA First Generation and down payment assistance. These programs have income limits and require homebuyer education courses.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.