Skip to main content

Find Mortgage Lenders in Ocean City, NJ

Directory of mortgage lenders in Ocean City, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

16 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 16 mortgage lenders in Ocean City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brass Financial Group
1145 Asbury Ave unit a, Ocean City, NJ 08226
6098003863
Suzanne Bryce at Rate (NMLS #91143)
1205 West Ave # A, Ocean City, NJ 08226
6092944433
Longbridge Financial, LLC - John Walters - Reverse Mortgages
1501 Pleasure Ave, Ocean City, NJ 08226
5512525773
Guaranteed Rate
301 E 10th St 1st Floor, Ocean City, NJ 08226
6093915206
Joe Conlin-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324762165
Waterstone Mortgage Corporation
903 Bay Ave Suite 208, Ocean City, NJ 08226
4012405468
Joe Jackson-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324761293
Michael McNamee-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
2152932205
Michael Jamison-U.S. Bank Mortgage
16 E 9th St, Ocean City, NJ 08226
7324761294
Jeffrey Bellak - Mortgage Loan Officer
101 E 9th St, Ocean City, NJ 08226
6108121079
Philadelphia Mortgage Advisors
109 34th St, Ocean City, NJ 08226
6093988600
The Gounaris-Gosewisch Team of NFM Lending – Ocean City, NJ
300 E 12th St First Floor, Ocean City, NJ 08226
8569059017
Philadelphia Mortgage Advisors
16 E 9th St, Ocean City, NJ 08226
6093988600
PNC Mortgage
900 Central Ave, Ocean City, NJ 08226
6095252401
Best Home Loans & Realty
801 Asbury Ave, Ocean City, NJ 08226
6406502221
First Home Mortgage
1301 Asbury Ave, Ocean City, NJ 08226
6099380465

What Does a Mortgage Lender in Ocean City Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance costing 500 to 1500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ocean City New Jersey?
You typically need pay stubs tax returns bank statements and photo identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance including flood insurance if the property is in a flood zone.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day review period after you receive the Closing Disclosure before you can sign final documents.