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Showing 2 mortgage lenders in North Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Bank
672-6 Somerset St, North Plainfield, NJ 07060
9085614144
Mortgage, Bank of America
535 Somerset St, North Plainfield, NJ 07060
9083565581
What Does a Mortgage Lender in North Plainfield Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Plainfield New Jersey?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require proof of homeowners insurance before closing.
How long does a mortgage closing take in New Jersey?
A standard mortgage closing in New Jersey takes 45 to 60 days from application. New Jersey law allows a three day rescission period for refinances but not for purchase loans.
What is the New Jersey mortgage recording tax?
New Jersey charges a mortgage recording tax based on the loan amount. For a loan of 200,000 dollars the tax is approximately 1,000 dollars. This cost is paid at closing.