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Find Mortgage Lenders in Merchantville, NJ

Compare mortgage lenders in Merchantville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Merchantville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Merchantville, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Acre Lending Team
16 N Centre St, Merchantville, NJ 08109
8883558555
PNC Mortgage
26 W Maple Ave, Merchantville, NJ 08109
8566613125

Mortgage lenders in Merchantville, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific property values and market conditions in Camden County.

What Does a Mortgage Lender in Merchantville Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Merchantville?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search.
How long does mortgage approval take in New Jersey?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days. New Jersey law requires a three day right of rescission for refinances.
What are the current mortgage rates in Merchantville New Jersey?
Mortgage rates vary daily based on market conditions and your credit profile. Contact local lenders for current rate quotes. New Jersey has no state specific rate caps.