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Showing 2 mortgage lenders in Guttenberg, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ing Mortgage Corp
501 70th St 3rd Floor, Guttenberg, NJ 07093
2017369180
U.S. Bank-Troy Farrell-Mortgage Loan Officer
U.S. Bank Area Served, 6901 Park Ave, Guttenberg, NJ 07093
2123612891
What Does a Mortgage Lender in Guttenberg Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Guttenberg?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does mortgage approval take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day review period after you receive the Closing Disclosure before you can close.