Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 16 mortgage lenders in Edison, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guidance Residential LLC
505 Thornall St Suite 206, Edison, NJ 08837
6095663111
Veteran Owned Mortgage Solutions
1967 NJ-27 # 27, Edison, NJ 08817
7324393840
Motto Mortgage Success
1199 Amboy Ave Suite 1A, Edison, NJ 08837
7326621475
Jennifer DeGrezia Alessio at Luminate Bank
505 Thornall St # 303, Edison, NJ 08837
9739074801
Luminate Bank - Edison Branch
505 Thornall St Suite 406, Edison, NJ 08837
9734356156
Allison Rizzo Motto Mortgage Success
1199 Amboy Ave Suite 1A, Edison, NJ 08837
7322665184
Geremia Capital, LLC
1090 King Georges Post Rd #801, Edison, NJ 08837
7327385678
NJ Prime Mortgage
100 Plainfield Ave #1a, Edison, NJ 08817
7328235503
General Mortgage Capital Corporation - Edison
1981 Lincoln Hwy, Edison, NJ 08817
6503407800
Stephen Kinzler at NJ Lenders Corp.
505 Thornall St # 303, Edison, NJ 08837
2018359358
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1876 NJ-27 #206, Edison, NJ 08817
7326501837
Mortgage, Bank of America
250 Talmadge Rd, Edison, NJ 08817
8482715080
MB Mortgage
100 Plainfield Ave B2, Edison, NJ 08817
9179660791
Richa Mortgage
1381 US-1, Edison, NJ 08837
7326351115
Chase Home Lending
2163 Oak Tree Rd, Edison, NJ 08820
7324069514
Richard McDermott at Luminate Bank
505 Thornall St, Edison, NJ 08837
7325471889
What Does a Mortgage Lender in Edison Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. New Jersey also charges a mortgage recording tax of 0.23 percent on the loan amount for most residential loans. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in New Jersey?
Mortgage lenders in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. This includes passing a background check and meeting education requirements under the New Jersey Residential Mortgage Lending Act.
How long does a mortgage pre approval last in New Jersey?
A mortgage pre approval in New Jersey typically lasts 60 to 90 days. The exact duration depends on the lender and the stability of your financial information.
Are there specific property tax considerations for Edison mortgages?
Yes, Edison properties have New Jersey property taxes which can affect your monthly payment. Lenders will factor in the local tax rate when calculating your debt to income ratio and escrow requirements.