Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage lenders in Cape May, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OceanFirst Bank
217 Jackson St, Cape May, NJ 08204
8886232633
Cape May Mortgage Company
653 Washington St Suite 101, Cape May, NJ 08204
6095369147
NJ The Title Company of Jersey
3849 Bayshore Rd, Cape May, NJ 08204
6098840500
David Strassner
1252 NJ-109 1st Floor, Cape May, NJ 08204
4432864942
Best One Stop Mortgage
221 Jackson St #44, Cape May, NJ 08204
6402234509
Best Lending Green Creek
8 Bayshore Rd, Cape May, NJ 08204
6403000540
Fairway Independent Mortgage Corporation
1252 NJ-109 1st Floor, Cape May, NJ 08204
6098840108
Crest Savings Bank
315 Ocean St Unit 5, Cape May, NJ 08204
6097702256
What Does a Mortgage Lender in Cape May Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. These are estimates; actual costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in New Jersey?
Mortgage lenders in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. Loan originators must also be individually licensed through the Nationwide Multistate Licensing System.
How long does a mortgage application take in Cape May?
A typical mortgage application in New Jersey takes 30 to 45 days from application to closing. Delays can occur if property appraisals or flood zone certifications are needed for Cape May coastal properties.