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Find Mortgage Lenders in Springfield, MO

Compare mortgage lenders in Springfield. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Springfield, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 mortgage lenders in Springfield, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
3100 S National Ave #101, Springfield, MO 65807
4177089250
Flat Branch Home Loans
4350 S National Ave a100, Springfield, MO 65810
4178770250
The Chavez Team - Cross Country Mortgage
1911 S National Ave Suite 104, Springfield, MO 65804
4177084207
Adam Swenka Team, Mortgage Lender NMLS #932959
4350 S National Ave, Springfield, MO 65810
4175129978
Gershman Mortgage Springfield, MO
1557 E Primrose St #100, Springfield, MO 65804
4178880320
PrimeLending - Andrew Semple | Sr. Loan Advisor
3000 E Chestnut Expressway Ste B, Springfield, MO 65802
4176160782
Express Mortgage
1701 S Enterprise Ave Suite 103, Springfield, MO 65804
4173247567
Alex Carriker | Highlands Residential Mortgage, Ltd.
1465 E Primrose St Suite B, Springfield, MO 65804
4172097463
PrimeLending, A PlainsCapital Company - Springfield
3000 E Chestnut Expressway B, Springfield, MO 65802
4176160777
Langley Mortgage Team
1557 E Primrose St, Springfield, MO 65804
4178398723
Cross Country Mortgage Andy Heffner
1911 S National Ave Suite 104, Springfield, MO 65804
7125412858
First Residential Independent Mortgage
1930 W Bennett St #100, Springfield, MO 65807
8009068960
Joshua J Duda - Flat Branch Home Loans
4350 S National Ave Suite A-100, Springfield, MO 65810
4173923852
Jeff Schiman Mortgage Lender with Flat Branch Home Loans
4350 S National Ave, Springfield, MO 65810
4178449047
Home Mortgage Group, INC
4200 S Quail Creek Ave, Springfield, MO 65810
4179425250
USA Mortgage | Christi Bukaty
3100 S National Ave #100, Springfield, MO 65804
4172070609
Guild Mortgage - Megan Finn
3520 S Culpepper Cir A, Springfield, MO 65804
4172345346
Summit Lending- Khokhlan Mortgage Team, Mortgage Lender
1638 E Republic Rd Ste B, Springfield, MO 65804
9167645410
Key & Compass Team - Shay Yates
3745 S Fremont Ave ste b office 4, Springfield, MO 65804
4178492430
Brenton Illum - Flat Branch Home Loans
4350 S National Ave Suite A-100, Springfield, MO 65810
4178481218

Mortgage lenders in Springfield Missouri help home buyers and homeowners secure financing for property purchases and refinancing. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance. Local lenders understand the Springfield real estate market and can guide you through the loan process from pre-approval to closing.

What Does a Mortgage Lender in Springfield Cost?

Typical costs for a mortgage lender in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,500 to 3,000 dollars. Closing costs in Missouri generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Springfield Missouri?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. Missouri lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Missouri?
The process from application to closing usually takes 30 to 45 days in Missouri. This timeline can vary based on loan type, appraisal scheduling, and under review of your financial documents.
Are there specific Missouri programs for first-time home buyers?
Yes, the Missouri Housing Development Commission offers down payment assistance and low-interest loans for qualified first-time buyers. These programs have income limits and require a home buyer education course.