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Find Mortgage Lenders Near You in Ballwin, MO

Looking for a mortgage lender in Ballwin? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Ballwin, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 mortgage lenders in Ballwin, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
15242 Manchester Rd, Ballwin, MO 63011
6362006009
Hammer Mortgage, LLC NMLS#1900143
86 Meadowbrook Country Club Estates Estate, Ballwin, MO 63011
3146623166
Archer Mortgage
930 Kehrs Mill Rd #322, Ballwin, MO 63011
3149681500
US Bank Mortgage
15215 Manchester Rd, Ballwin, MO 63011
8008722657
Mortgage, Bank of America
15115 Manchester Rd, Ballwin, MO 63011
6362385717
PNC Mortgage
15061 Manchester Rd, Ballwin, MO 63011
6368931502
Jason Ham - Mortgage Broker
13610 Barrett Office Dr Suite 9g, Ballwin, MO 63021
6367345351

Mortgage lenders in Ballwin Missouri help homebuyers and homeowners secure financing for home purchases refinancing and construction loans. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance. Ballwin lenders are familiar with local property values in St Louis County and can guide you through conventional FHA and VA loan programs.

What Does a Mortgage Lender in Ballwin Cost?

Typical costs for a mortgage in Ballwin Missouri include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 800 to 1500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts can vary based on the lender loan type and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ballwin Missouri?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Missouri lenders also require a credit check and proof of employment. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage loan process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three-day waiting period after you receive the Closing Disclosure form. Delays can happen if appraisals or title work take longer than expected.
What are the typical down payment requirements for a home loan in Ballwin?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may offer zero down payment options for eligible borrowers in St Louis County.