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Find Mortgage Lenders Near You in Cape Girardeau, MO
Directory of mortgage lenders in Cape Girardeau, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 19 mortgage lenders in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Missouri Title Loans, Inc.
300 N Kingshighway St, Cape Girardeau, MO 63701
5733346140
Sun Loan Company
2143 Independence St #104, Cape Girardeau, MO 63703
5733391342
Empire Finance of Cape Girardeau
1020 N Kingshighway St # A, Cape Girardeau, MO 63701
5736516576
Security Finance
125 S Broadview St #4, Cape Girardeau, MO 63703
5736513833
Mariner Finance
262 S Mt Auburn Rd, Cape Girardeau, MO 63703
5733359934
Mutual of Omaha Mortgage
3065 William St #408, Cape Girardeau, MO 63701
5735650018
Guild Mortgage - Marnie Mitchell
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
The Dave Weston Group/Hallmark Home Mortgage powered by Fairway Home
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5736159944
Lendmark Financial Services LLC
242 S Silver Springs Rd, Cape Girardeau, MO 63703
5737087055
Fairway Independent Mortgage Corporation
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5736519008
Amber Lusk - The Mortgage Place
2511 Independence St #400, Cape Girardeau, MO 63703
5735769985
The Mitchell Mortgage Team - Guild Mortgage
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
OneMain Financial
3065 William St Suite 101, Cape Girardeau, MO 63703
5733354488
David Weston | Fairway Independent Mortgage Corporation Branch Manager
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5735873380
Sharon Burton - Mortgage Broker
121 S Broadview St #6, Cape Girardeau, MO 63703
5733823441
Movement Mortgage
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
8773141499
Southern Bank: Tonya Moore
380 N Kingshighway St, Cape Girardeau, MO 63701
5736514121
Guild Mortgage Company
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
Suzy Glasscock-U.S. Bank Mortgage
325 N Kingshighway St, Cape Girardeau, MO 63701
5739865074
Mortgage lenders in Cape Girardeau Missouri help homebuyers and homeowners secure financing for residential properties. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Local lenders understand the Cape Girardeau housing market and can guide you through loan programs including FHA VA and conventional loans.
What Does a Mortgage Lender in Cape Girardeau Cost?
Typical mortgage lender costs in Missouri include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal title search and credit report. Closing costs in Cape Girardeau often range from 2% to 5% of the purchase price. Actual costs vary by loan type lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cape Girardeau?
You typically need recent pay stubs tax returns bank statements and a valid ID. Missouri lenders also require a credit report and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law allows a three day rescission period for refinances. Delays can occur if appraisals or title work take longer than expected.
Are there specific Missouri programs for first time home buyers?
Yes the Missouri Housing Development Commission offers down payment assistance and low interest loans for first time buyers. These programs have income and purchase price limits. Local lenders in Cape Girardeau can help you check eligibility.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.