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Mortgage Lenders in Excelsior Springs, MO

Compare mortgage lenders in Excelsior Springs. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Excelsior Springs, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 mortgage lenders in Excelsior Springs, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
126 Corum Rd, Excelsior Springs, MO 64024
8166372324
TitleMax Title Loans
1921 W Jesse James Rd, Excelsior Springs, MO 64024
8166372691
Central Bank
2210 Patsy Ln, Excelsior Springs, MO 64024
8165255300
Security Finance
128 Corum Rd, Excelsior Springs, MO 64024
8166372206
Community Bank of Missouri
1400 Hospital Dr, Excelsior Springs, MO 64024
8166376669
NASB Home Loans - Beverly Smith (NMLS# 544213)
1001 N Jesse James Rd, Excelsior Springs, MO 64024
8666272034

Mortgage lenders in Excelsior Springs, Missouri help home buyers and homeowners secure financing for property purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow state regulations on interest rates and loan disclosures. Local lenders understand the Excelsior Springs real estate market and can guide you through the loan process from pre-approval to closing.

What Does a Mortgage Lender in Excelsior Springs Cost?

Typical costs for a mortgage lender in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Excelsior Springs?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. Missouri lenders also require a credit report and proof of employment. Specific documents may vary by loan type and lender.
How long does the mortgage process take in Missouri?
The mortgage process in Missouri usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.
Are there first-time home buyer programs in Missouri?
Yes, Missouri offers first-time home buyer programs through the Missouri Housing Development Commission. These programs provide down payment assistance and competitive interest rates. Eligibility requirements include income limits and completion of a home buyer education course.