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4 agents listed
Updated May 2026
Des Peres, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 mortgage lenders in Des Peres, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Bank
12230 Manchester Rd, Des Peres, MO 63131
3149668100
Flat Branch Home Loans
11780 Manchester Rd #106, Des Peres, MO 63131
3142220730
Michael McCarthy - Flat Branch Home Loans
11780 Manchester Rd #106, Des Peres, MO 63131
3142222289
U.S. Bank-Mortgage Loan Officer-John Hoover
12223 Manchester Rd, Des Peres, MO 63131
6363912357
Des Peres residents looking for a home loan can work with local mortgage lenders who understand the St. Louis market. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow state specific regulations on interest rates and loan terms. A local lender can help you navigate Missouri mortgage options including conventional FHA and VA loans.
What Does a Mortgage Lender in Des Peres Cost?
Typical costs for a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance from 500 to 1500 dollars. Closing costs in Missouri generally range from 2 to 5 percent of the loan amount. Some lenders charge discount points to lower the interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Des Peres Missouri?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Missouri lenders also require proof of Missouri residency and a credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Missouri?
The typical mortgage process in Missouri takes 30 to 45 days from application to closing. Missouri law requires a three day right of rescission for refinances but not for purchase loans. Delays can occur if appraisals or title work take longer.
Are there any Missouri specific mortgage programs for first time buyers?
Yes the Missouri Housing Development Commission offers the MHDC First Place loan program with down payment assistance for qualified buyers. This program has income and purchase price limits that vary by county including St. Louis County where Des Peres is located.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.