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Find Mortgage Lenders Near You in South Portland, ME
Directory of mortgage lenders in South Portland, Maine. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
South Portland, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 14 mortgage lenders in South Portland, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Acadia Lending Group | Maine Mortgage
10 Donald B Dean Dr Suite 2, South Portland, ME 04106
2078994500
Kristeen Smith - Maine Mortgage Specialist
10 Donald B Dean Dr Suite 2, South Portland, ME 04106
2076536267
Richard Airey at CrossCountry Mortgage
778 Main St Ste 6, South Portland, ME 04106
2079396413
Total Mortgage
311 Darling Ave Suite B-54, South Portland, ME 04106
2077752620
Peter Jose - Paramount Residential Mortgage Group, Inc.
552 Main St, South Portland, ME 04106
2073219904
Scott A. Blake| Northpoint Mortgage | NMLS 509629
82 Running Hill Rd, South Portland, ME 04106
2076321885
Hal Inman Senior Mortgage Officer NMLS 892121
82 Running Hill Rd #302, South Portland, ME 04106
2078944124
Ed Gosselin - Total Mortgage, NMLS #471749
311 Darling Ave suite B-54 1st Floor, South Portland, ME 04106
2076500215
Guild Mortgage Company
24 Christopher Toppi Dr, South Portland, ME 04106
2079450194
Northpoint Mortgage, Inc.
82 Running Hill Rd #302, South Portland, ME 04106
2075581880
Guild Mortgage Company
98 Romano Rd, South Portland, ME 04106
7812053040
Irene Oldfield – Mortgage Loan Officer at Bangor Savings Bank (NMLS #612438)
180 Waterman Dr, South Portland, ME 04106
2079494489
Phil Laughlin at CrossCountry Mortgage
778 Main St Ste 6, South Portland, ME 04106
8777731226
Taylored Mortgages
10 Donald B Dean Dr Suite 2B, South Portland, ME 04106
2072321918
Mortgage lenders in South Portland Maine help homebuyers and homeowners secure financing for residential properties. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in South Portland, including coastal property considerations and first-time homebuyer programs like the MaineHousing First Home Loan.
What Does a Mortgage Lender in South Portland Cost?
Typical costs for a mortgage in Maine include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Maine does not have a state transfer tax on real estate, which can reduce overall closing expenses. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in South Portland?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. Maine lenders may also require a property survey or flood zone determination for coastal homes.
How long does the mortgage process take in Maine?
The average mortgage process in Maine takes 30 to 45 days from application to closing. Maine law requires a three-day right of rescission for most refinances, which can add time.
Are there special mortgage programs for first-time buyers in Maine?
Yes, MaineHousing offers the First Home Loan program with low down payment options and competitive rates for eligible first-time buyers. Many South Portland lenders also offer FHA and USDA loans for qualified borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.