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Find Mortgage Lenders Near You in Augusta, ME

Directory of mortgage lenders in Augusta, Maine. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Augusta, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 7 mortgage lenders in Augusta, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
12 Shuman Ave Ste 13, Augusta, ME 04330
2076263556
Kennebec Savings Bank
150 State St, Augusta, ME 04330
2076225801
Heather Lowe NMLS 1908553 Northpoint Mortgage INC
5 Community Dr L110, Augusta, ME 04330
2078444836
Guild Mortgage - Diane Watson
45 Memorial Cir Suite 304, Augusta, ME 04330
2079391034
Guild Mortgage Company
45 Memorial Cir Suite 304, Augusta, ME 04330
2078084298
Heidi Rines - Gold Star Mortgage Financial Group
320 Water St 2nd Floor, Augusta, ME 04330
2072223110
Alex Cabral - Gold Star Mortgage Financial Group
320 Water St 2nd Floor, Augusta, ME 04330
2072162296

Mortgage lenders in Augusta Maine help home buyers and homeowners secure financing for property purchases and refinancing. Maine law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand Augusta market conditions and can guide you through Maine specific programs like the MaineHousing first time home buyer loan.

What Does a Mortgage Lender in Augusta Cost?

Typical costs for a mortgage lender in Maine include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,500 to $3,000. Closing costs in Maine generally range from 2% to 5% of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Augusta Maine?
You typically need pay stubs, tax returns, bank statements, and photo ID. Maine lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Maine?
The average mortgage closing in Maine takes 30 to 45 days from application to closing. Maine law requires a three day rescission period for refinances after closing.
Are there first time home buyer programs in Maine?
Yes, MaineHousing offers the First Home Loan program with low down payment options and competitive rates. This program is available to qualified buyers in Augusta and throughout Maine.