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Mortgage Lenders in Brewer, ME

Browse mortgage lenders serving Brewer, Maine. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Brewer, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 mortgage lenders in Brewer, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Hive Mortgage Solutions - Mortgage broker - Maine, USA
386 N Main St, Brewer, ME 04412
2075705051
Bangor Federal Credit Union
6 Dirigo Dr, Brewer, ME 04412
2079470374

Mortgage lenders in Brewer Maine help home buyers secure financing for residential properties. Maine law requires lenders to provide specific disclosures under the Maine Consumer Credit Code. Local lenders are familiar with Penobscot County property values and Maine Housing programs for first time buyers.

What Does a Mortgage Lender in Brewer Cost?

Typical mortgage lender costs in Maine include origination fees of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and recording fees add 500 to 1,500 dollars. Maine also charges a mortgage recording tax of 0.23 percent of the loan amount. Costs vary by loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Maine Consumer Credit Code?
The Maine Consumer Credit Code sets rules for mortgage lending in the state. It requires lenders to disclose annual percentage rates and total finance charges clearly. This law gives borrowers additional protections not found in federal regulations.
Are there special loan programs for Maine home buyers?
Yes Maine Housing offers the Maine Advantage loan with low down payment options and competitive rates. This program is available for buyers in Brewer and throughout the state. Income limits and purchase price caps apply based on county guidelines.
What documents do I need to apply for a mortgage in Brewer?
You typically need pay stubs, tax returns, bank statements, and photo identification. Maine lenders may also require proof of homeowners insurance. Self employed borrowers must provide additional profit and loss statements.