Find Mortgage Lenders in Falmouth, ME
Compare mortgage lenders in Falmouth. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maine before hiring.
Showing 17 mortgage lenders in Falmouth, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Falmouth Maine home buyers and refinancing homeowners work with mortgage lenders to secure financing for residential properties. Maine law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Falmouth understand the unique property values and market conditions in Cumberland County.
What Does a Mortgage Lender in Falmouth Cost?
Typical mortgage lender costs in Maine include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in Falmouth generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Falmouth Maine?
You typically need recent pay stubs, W-2 forms, tax returns for two years, bank statements, and identification. Maine lenders also require a property appraisal and title search for the Falmouth property.
How long does the mortgage process take in Maine?
The average mortgage process in Maine takes 30 to 45 days from application to closing. Maine law requires lenders to provide a Closing Disclosure at least three business days before the closing date.
Are there any Maine specific mortgage programs for first time buyers?
Yes Maine Housing offers programs like the First Home Loan and the Maine Advantage Loan. These programs provide down payment assistance and competitive interest rates for qualified first time buyers in Falmouth.