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Looking for a mortgage lender in Somerset? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Somerset, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 mortgage lenders in Somerset, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
650 N Main St Suite 216, Somerset, KY 42501
6066760899
CheckSmart
300 Sam Walton Dr Ste 1300, Somerset, KY 42501
6064513136
A+ Loans & Taxes
1112 S Hwy 27 STE A, Somerset, KY 42501
6064255232
World Finance
300 Sam Walton Dr Ste 1400, Somerset, KY 42501
6066788131
Heights Finance
604 Ogden St Ste 102, Somerset, KY 42501
6066787521
Michael Abbott-Mortgage Loan Originator-Citizens National Bank--Local Lake Cumberland - NMLS 2035068- Equal Housing Lender
44 Public Square, Somerset, KY 42501
6062789387
Mariner Finance
2835 S Hwy 27 Ste. 186, Somerset, KY 42501
6064510602
1st Franklin Financial
465 S Hwy 27 Suite 4, Somerset, KY 42501
6066772735
OneMain Financial
650 S Hwy 27 #4, Somerset, KY 42501
6066799348
Republic State Mortgage
650 S Hwy 27 #4, Somerset, KY 42501
6063411143
Lendmark Financial Services LLC
3786 S Hwy 27, Somerset, KY 42501
6066787171
New American Funding - Amanda Bolin
5877 S Hwy 27 suite a, Somerset, KY 42501
6062548335
Kyle Ball Mortgage Loan Officer @ Republic State Mortgage Company
5877 S Hwy 27, Somerset, KY 42501
6062193323
First Century Lending
120 S Hwy 27 #2, Somerset, KY 42501
6066782231
New American Funding - Somerset
5877 S Hwy 27 suite a, Somerset, KY 42501
6067272162
Benchmark Mortgage
110 Richie Ln suite a, Somerset, KY 42503
6064510803
Bank of England Mortgage
5877 S Hwy 27, Somerset, KY 42501
6068752912
Isaac Hart
15 US-27, Somerset, KY 42501
6066786736
Mortgage lenders in Somerset Kentucky help homebuyers and homeowners secure financing for residential properties. Kentucky law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through Kentucky specific programs such as the Kentucky Housing Corporation first time home buyer assistance.
What Does a Mortgage Lender in Somerset Cost?
Typical mortgage costs in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 600 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Somerset Kentucky?
You typically need pay stubs, tax returns, bank statements, and a valid photo ID. Kentucky lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law does not set a specific timeline but most lenders aim for a 30 day closing window.
Are there first time home buyer programs in Somerset Kentucky?
Yes the Kentucky Housing Corporation offers down payment assistance and fixed rate loans for first time buyers. Local lenders in Somerset can help you apply for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.