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Directory of mortgage lenders in Florence, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 20 mortgage lenders in Florence, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
7791 Dixie Hwy Suite B, Florence, KY 41042
8595259725
Mariner Finance
4971 Houston Rd, Florence, KY 41042
8592821145
World Finance
1035 Vandercar Way Suite 600, Florence, KY 41042
8599185007
Brad Hamblen at Citywide (NMLS #52831)
6900 Houston Rd STE 25, Florence, KY 41042
8594667230
Union Home Mortgage- Florence
7000 Houston Rd STE 39, Florence, KY 41042
8595341901
Tim Eickhoff, Branch Manager, NMLS 57427
7000 Houston Rd Building 300, Suite 29, Florence, KY 41042
8593933953
Stockton Mortgage Florence, KY | NMLS# 8259
4895 Houston Rd, Florence, KY 41042
8593444300
Sophy Kdep - Prosperity Home Mortgage
60 Cavalier Blvd, Florence, KY 41042
8598165626
Entrust Mortgage, LLC
11 Spiral Dr # 18, Florence, KY 41042
8597951846
Seth Freppon, Mortgage Banker, NMLS #2121490
4895 Houston Rd # 101, Florence, KY 41042
8596405460
OneMain Financial
7118 Turfway Rd, Florence, KY 41042
8593713300
Rob Trump at American Mortgage
6900 Houston Rd STE 25, Florence, KY 41042
8593490694
Thrive Mortgage - Florence KY
7000 Houston Rd STE 29, Florence, KY 41042
8595256745
Polaris Home Funding Corporation
7000 Houston Rd STE 31, Florence, KY 41042
8595251700
Union Home Mortgage
7724 US-42, Florence, KY 41042
8592013556
Innovative Home Loans
7000 Houston Rd, Florence, KY 41042
8592401231
Jeannie Chaney-U.S. Bank Mortgage
8461 US-42, Florence, KY 41042
8597466069
U.S. Bank: Sonya Williams
8461 US-42, Florence, KY 41042
8597466016
US Bank Mortgage
8461 US-42, Florence, KY 41042
8008722657
Chase Home Lending
8480 US-42, Florence, KY 41042
8593717623
Mortgage lenders in Florence, Kentucky help home buyers and homeowners secure financing for residential properties. Kentucky law requires lenders to follow specific disclosure rules under the Kentucky Consumer Protection Act. Local lenders can guide you through the process of pre-approval and closing.
What Does a Mortgage Lender in Florence Cost?
Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Florence Kentucky?
You typically need pay stubs, tax returns, bank statements, and photo ID. Kentucky lenders may also require proof of homeowners insurance before closing.
How long does a mortgage closing take in Kentucky?
A typical mortgage closing in Kentucky takes 30 to 45 days from application. Kentucky law does not set a specific time limit, but lenders often aim for this window.
Are there Kentucky specific mortgage programs available?
Yes, the Kentucky Housing Corporation offers programs for first time home buyers and low income borrowers. These programs may include down payment assistance and lower interest rates.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.