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Compare mortgage lenders in Bardstown. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Bardstown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 mortgage lenders in Bardstown, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
106 W John Rowan Blvd Ste D, Bardstown, KY 40004
5023503884
Advance America
106 Kentucky Home Square, Bardstown, KY 40004
5023503310
Eagle Finance
207 Culpepper St, Bardstown, KY 40004
5023509222
Mariner Finance
1000 E John Rowan Blvd STE 106, Bardstown, KY 40004
5023493288
JPMortgage/Bardstown Branch
1002 Granite Dr # 7, Bardstown, KY 40004
5024156911
Cash Express
624 N 3rd St STE 101, Bardstown, KY 40004
5023310100
Wilson & Muir Bank & Trust Co
107 N 3rd St, Bardstown, KY 40004
5023485996
Sarah Hardin, Mortgage Loan Officer at JPMortgage Company (Bardstown branch)
1002 Granite Dr # 7, Bardstown, KY 40004
5023737339
Wilson & Muir Bank & Trust Co
101 Padgett St, Bardstown, KY 40004
5023482265
South Central Bank Loan Production Office
209 W Stephen Foster Ave, Bardstown, KY 40004
5023506725
Wilson & Muir Bank & Trust Co.
101 Culpepper St, Bardstown, KY 40004
5023499100
Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5028274126
Jessica Clark Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5028272629
Amanda Bringhurst - WesBanco MLO
401 E John Rowan Blvd, Bardstown, KY 40004
5027079906
PNC Mortgage
105 W John Rowan Blvd, Bardstown, KY 40004
5023490756
Kevin Greenwell Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022334988
Maurizio Petito Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
2704651171
Andrew Hogan Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022499933
Mortgage lenders in Bardstown Kentucky help home buyers and homeowners secure loans for purchasing or refinancing property. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local lenders understand the Bardstown real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Bardstown Cost?
Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bardstown Kentucky?
You typically need recent pay stubs, tax returns, bank statements, and government-issued ID. Kentucky lenders also require a credit check and proof of employment. The exact list may vary by lender and loan type.
How long does it take to close on a mortgage in Kentucky?
The average mortgage closing in Kentucky takes 30 to 45 days from application to closing. Delays can happen if appraisals or title work take longer. Your lender will provide a timeline estimate at the start.
Are there special mortgage programs for first-time home buyers in Kentucky?
Yes, the Kentucky Housing Corporation offers the KHC First Home program with down payment assistance and lower interest rates. Many local lenders in Bardstown also offer FHA and USDA loans for qualified buyers. Eligibility depends on income and credit score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.