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Mortgage Lenders in Fort Mitchell, KY

Directory of mortgage lenders in Fort Mitchell, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
Fort Mitchell, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 14 mortgage lenders in Fort Mitchell, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Reinhart at CrossCountry Mortgage
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
(859) 866-8370 crosscountrymortgage.com
Oakmont Lending
2194 Dixie Hwy, Fort Mitchell, KY 41017
(859) 414-0937 oakmontlending.com
The Morgan Team - Mortgage Broker
2500 Chamber Center Dr Suite 205, Fort Mitchell, KY 41017
(859) 512-6430 morganteam.com
Paul Vickers -Cross Country Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
(859) 866-1729 crosscountrymortgage.com
Union Home Mortgage
2129 Chamber Center Dr, Fort Mitchell, KY 41017
(859) 757-4050 uhm.com
Brad Baker at CrossCountry Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
(877) 773-1226 ccm.com
Morgan Team - Thrive Mortgage
2366 Grandview Dr, Fort Mitchell, KY 41017
(859) 426-8400
First Equity Mortgage Inc
211 Grandview Dr # 102, Fort Mitchell, KY 41017
(513) 891-8862 firstequityonline.com
Mark Evans at Guaranteed Rate Affinity (NMLS #1807485)
297 Buttermilk Pike, Fort Mitchell, KY 41017
(859) 556-2962 grarate.com
Stef Adams at CrossCountry Mortgage
2131 Chamber Center Dr, Fort Mitchell, KY 41017
(513) 384-0041 ccm.com
Dan Andrews III at CrossCountry Mortgage, LLC
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
(859) 653-1243 theandrewsteam.org
American Mortgage - Crescent Springs KY
2109 Chamber Center Dr, Fort Mitchell, KY 41017
(859) 341-2520
JJ Vickroy at Guaranteed Rate Affinity (NMLS #2600946)
297 Buttermilk Pike, Fort Mitchell, KY 41017
(513) 277-0092 grarate.com
Preferred Rate - Fort Mitchell
250 Grandview Dr Suite 095, Fort Mitchell, KY 41017
(859) 466-7230 preferredrate.com

Mortgage lenders in Fort Mitchell Kentucky help homebuyers and homeowners secure financing for property purchases and refinancing. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local lenders are familiar with the Northern Kentucky real estate market and can guide you through conventional FHA VA and USDA loan options.

What Does a Mortgage Lender in Fort Mitchell Cost?

Typical mortgage lender costs in Kentucky include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Kentucky generally range from 2% to 5% of the purchase price. These are estimates and actual costs vary by lender loan type and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fort Mitchell?
You will need pay stubs W-2s tax returns bank statements and photo identification. Kentucky lenders also require a valid Social Security number and proof of residency.
How long does the mortgage process take in Kentucky?
The typical mortgage process in Kentucky takes 30 to 45 days from application to closing. Kentucky law requires a three day right of rescission period for refinances on primary residences.
Are there Kentucky specific first time homebuyer programs?
Yes the Kentucky Housing Corporation offers the KHC First Home program with down payment assistance and competitive interest rates. These programs are available to qualified buyers in Fort Mitchell.