Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 12 mortgage lenders in Fort Thomas, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lee Witte - Mortgage Broker
2221 Memorial Pkwy, Fort Thomas, KY 41075
8593805674
Dave Osburg, Mortgage Loan Originator, NMLS 142308
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8592915626
The Mortgage Exchange - Team Piccola Loans - Mortgage - Michael Piccola - Home Loans
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8598010442
Bob Lends at The Mortgage Exchange
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8599821002
Guardian Savings Bank
14 S Ft Thomas Ave, Fort Thomas, KY 41075
8597815600
D. A. Griffin Financial, LLC (nmls 1264)
880 Alexandria Pike UNIT 203, Fort Thomas, KY 41075
8594429700
Thrive Mortgage - Ft. Thomas KY
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8594418900
Heartland Bank
602 S Ft Thomas Ave, Fort Thomas, KY 41075
8594428900
Wade Creek Mortgage
600L S Ft Thomas Ave, Fort Thomas, KY 41075
8594688287
Chase Home Lending
11 S Grand Ave, Fort Thomas, KY 41075
9149809758
Fifth Third Mortgage - Barb Biehl
131 N Ft Thomas Ave, Fort Thomas, KY 41075
8593807508
US Bank Mortgage
2 S Ft Thomas Ave, Fort Thomas, KY 41075
8008722657
What Does a Mortgage Lender in Fort Thomas Cost?
Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs in Campbell County generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fort Thomas Kentucky?
You typically need pay stubs, tax returns, bank statements, and photo identification. Kentucky lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law allows a three day right of rescission for refinances under the Truth in Lending Act.
Are there Kentucky specific mortgage programs for first time buyers?
Yes the Kentucky Housing Corporation offers down payment assistance and lower interest rates for qualified first time buyers. These programs have income limits and require a homebuyer education course.