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Mortgage Lenders in Owensboro, KY

Compare mortgage lenders in Owensboro. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 18 mortgage lenders in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
(270) 689-7651 mortgage.usbank.com
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
(270) 240-2828 ruoff.com
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
(270) 302-3802 blinq-me.com
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
(270) 570-2237 elitemortgagerates.com
Joelina Merritt-NMLS 1827989 Luminate Bank
2625 Frederica St Suite 1D, Owensboro, KY 42301
(270) 314-0336
Aaron Strawn - Liberty Federal Credit Union
2925 Wimsatt Ct E, Owensboro, KY 42303
(270) 860-7679 libertyfcu.org
Lisa O'Nan, Ruoff Mortgage
234 Frederica St, Owensboro, KY 42301
(270) 860-2274 ruoff.com
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
(800) 685-2085 libertyfcu.org
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
(270) 316-1418 newamericanfunding.com
U.S. Bank-Mortgage Loan Officer-Elizabeth Frank
U.S. Bank Area Served, Owensboro, KY 42303
(270) 691-3791 mortgage.usbank.com
US Bank Mortgage
1701 Carter Rd, Owensboro, KY 42301
(800) 872-2657 usbank.com
U.S. Bank: Gregory Mills
3151 Highland Pointe Dr, Owensboro, KY 42303
(270) 691-3480
U.S. Bank-Mortgage Loan Officer-Michael Mayland
U.S. Bank Area Served, Owensboro, KY 42303
(270) 691-3434 mortgage.usbank.com
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
(270) 228-2000 vizionmortgage.com
Chase Home Lending
2938 Frederica St, Owensboro, KY 42301
(650) 224-5359 homelendingadvisor.chase.com
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
(270) 691-3900 mortgage.usbank.com
U.S. Bank-Mortgage Loan Officer-Elliot Dale
U.S. Bank area served, Owensboro, KY 42303
(913) 725-7134 mortgage.usbank.com
Mark Gentry - First Commonwealth Mortgage
234 Frederica St, Owensboro, KY 42301
(270) 316-6597 ruoff.com

Mortgage lenders in Owensboro Kentucky help home buyers and homeowners secure financing for property purchases and refinancing. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Owensboro real estate market and can guide you through the specific requirements for Kentucky properties.

What Does a Mortgage Lender in Owensboro Cost?

Typical costs for a mortgage lender in Kentucky include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. You may also pay for credit report fees, survey costs, and recording fees. These costs vary by property value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Owensboro?
You typically need pay stubs, tax returns, bank statements, and photo identification. Kentucky lenders also require proof of homeowners insurance and a property appraisal before closing.
How long does the mortgage process take in Kentucky?
The standard mortgage process in Kentucky usually takes 30 to 45 days from application to closing. This timeline can vary based on your loan type and the complexity of your financial situation.
Are there special mortgage programs for Kentucky home buyers?
Yes, the Kentucky Housing Corporation offers down payment assistance and low interest rate loans for first time home buyers. These programs have income limits and require home buyer education courses.