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Compare Mortgage Lenders in La Grange, KY

Directory of mortgage lenders in La Grange, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
La Grange, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 5 mortgage lenders in La Grange, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
304 S 1st St unit b, La Grange, KY 40031
(502) 222-8868 eagle.com
Bedford Loan & Deposit Bank
1010 New Moody Ln, La Grange, KY 40031
(502) 222-4546 bedfordbank.com
German American Bank
2100 KY-53, La Grange, KY 40031
(502) 565-1400 germanamerican.com
PNC Mortgage
415 S 1st Ave, La Grange, KY 40031
(502) 222-6200 pnc.com
Chris Hampton, Mortgage Lender with Stock Yards Bank & Trust
515 S 1st St, La Grange, KY 40031
(502) 222-8428 mortgage.syb.com

Mortgage lenders in La Grange Kentucky help home buyers and homeowners secure financing for property purchases and refinancing. Kentucky law requires lenders to follow specific licensing rules under the Kentucky Revised Statutes Chapter 286. Local lenders can guide you through Kentucky specific programs like the Kentucky Housing Corporation first time home buyer loans.

What Does a Mortgage Lender in La Grange Cost?

Typical mortgage lender costs in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Kentucky generally range from 2 to 5 percent of the purchase price. Note that costs vary by case. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in La Grange Kentucky?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Kentucky lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law requires a minimum 7 day review period for certain loan types under the Truth in Lending Act.
Are there first time home buyer programs in Kentucky?
Yes, the Kentucky Housing Corporation offers down payment assistance and fixed rate mortgages for first time buyers. These programs have income limits and require a home buyer education course.