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Find Mortgage Lenders in Georgetown, KY

Compare mortgage lenders in Georgetown. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Georgetown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 10 mortgage lenders in Georgetown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Just 4 You Home Loans - Scott Porter
110 E Main St #73, Georgetown, KY 40324
(859) 699-9500 just4youhomeloans.com
Stockton Mortgage NMLS# 8259
701 S Broadway St, Georgetown, KY 40324
(502) 863-3626 stockton.com
Mariner Finance
104 Lawson Dr #106, Georgetown, KY 40324
(502) 570-4800 locations.marinerfinance.com
OneMain Financial
105 Lawson Dr #2, Georgetown, KY 40324
(502) 863-0190 onemainfinancial.com
Derek Howard - Bank of England Mortgage - NMLS 1442642
137 E Main St, Georgetown, KY 40324
(859) 948-2018 boegeorgetown.com
Peoples Exchange Bank
923 S Broadway St, Georgetown, KY 40324
(502) 868-8860 pebank.com
Bank of England Mortgage - Georgetown
137 E Main St, Georgetown, KY 40324
(859) 494-6004 boegeorgetown.com
Chris LeMaster, Mortgage Lender with Stock Yards Bank & Trust
260 Blossom Park Dr, Georgetown, KY 40324
(502) 557-4053 mortgage.syb.com
Alex Davenport
923 S Broadway St, Georgetown, KY 40324
(502) 868-8860
PNC Mortgage
106 Marketplace Cir, Georgetown, KY 40324
(502) 863-5116 pnc.com

Mortgage lenders in Georgetown Kentucky help home buyers and homeowners secure financing for property purchases and refinancing. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local lenders understand the Georgetown real estate market and can guide you through the home loan process.

What Does a Mortgage Lender in Georgetown Cost?

Typical costs for a mortgage in Georgetown Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Kentucky also charges a mortgage recording tax of 0.15 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Georgetown Kentucky?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Kentucky lenders also require a credit report and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Kentucky?
The mortgage process in Kentucky usually takes 30 to 45 days from application to closing. Kentucky law requires a three day right of rescission for refinances on primary residences. Delays can occur if appraisal or title work takes longer.
What are the down payment requirements for a home loan in Georgetown?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. Kentucky also offers down payment assistance programs for qualified first time home buyers.