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Looking for a mortgage lender in Ames? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 18 mortgage lenders in Ames, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greater Iowa Credit Union
801 Lincoln Way, Ames, IA 50010
5159563000
MEMBERS1st Community Credit Union
423 Main St, Ames, IA 50010
8002456199
Global State Mortgage a division of American Pacific Mortgage
1606 S Duff Ave UNIT 300, Ames, IA 50010
5152335046
Premier Credit Union
520 Grand Ave, Ames, IA 50010
5152821611
Guild Mortgage Company
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
Guild Mortgage - Jayme Kupka
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
First Interstate Bank
316 S Duff Ave, Ames, IA 50010
5152324304
Inlanta Mortgage - The Kupka Mortgage Team
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
Bankers Trust
3725 Stange Rd, Ames, IA 50010
5152334424
U.S. Bank-Mortgage Loan Officer-Matt Julich
405 Main St, Ames, IA 50010
5152393618
Guild Mortgage - Jason Kupka
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
US Bank Mortgage
2540 Lincoln Way, Ames, IA 50014
5152393618
Commercial Lending Ames IA
1103 Buckeye Ave, Ames, IA 50010
5155999032
Joel Rogers - Mortgage Lender - Northwest Bank
100 S 16th St, Ames, IA 50010
5155981350
Hard Money Lenders Ames IA
426 5th St, Ames, IA 50010
5153468024
Susan M Hansen - 400181 - Wells Fargo Home Mortgage
424 Main St, Ames, IA 50010
5152337131
US Bank Mortgage
405 Main St, Ames, IA 50010
8008722657
Beau Christiansen - 985215 - Wells Fargo Home Mortgage
424 Main St, Ames, IA 50010
5153576353
Mortgage lenders in Ames Iowa help home buyers and homeowners secure financing for residential properties. Iowa law requires lenders to be licensed through the Iowa Division of Banking. Local lenders understand the Ames housing market and can guide you through conventional FHA or VA loan options.
What Does a Mortgage Lender in Ames Cost?
Typical costs for a mortgage lender in Ames Iowa include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ames Iowa?
You typically need pay stubs tax returns bank statements and a valid ID. Iowa lenders also require a credit check and proof of employment. Self employed borrowers may need additional tax documents.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three day right of rescission period for most refinances. Your lender will provide a Loan Estimate within three business days of your application.
Are there special mortgage programs for Iowa first time home buyers?
Yes the Iowa Finance Authority offers the FirstHome program with down payment assistance. This program has income limits and requires a home buyer education course. Many Ames lenders participate in this state program.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.