ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Altoona, Iowa. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Altoona, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 5 mortgage lenders in Altoona, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Choice Credit Union
818 8th St SW, Altoona, IA 50009
5153348100
Bankers Trust
3820 8th St SW, Altoona, IA 50009
5159578989
Ryan P. Jensen - Mortgage Lender
420 8th St SE, Altoona, IA 50009
5156699040
Chad Brewer at Community Choice
818 8th St SW, Altoona, IA 50009
5153348508
US Bank Mortgage
111 8th St SE, Altoona, IA 50009
8008722657
Mortgage lenders in Altoona Iowa help homebuyers and homeowners secure financing for residential properties. Iowa law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders understand the Altoona real estate market and can guide you through conventional FHA VA and USDA loan programs.
What Does a Mortgage Lender in Altoona Cost?
Typical costs for a mortgage in Iowa include origination fees of 0.5% to 1% of the loan amount an appraisal fee of $400 to $700 and title insurance of $500 to $1,500. Closing costs in Iowa generally range from 2% to 5% of the purchase price. Costs vary by loan type lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Altoona Iowa?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Iowa lenders also require a credit check and proof of employment. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Iowa?
The full process from application to closing usually takes 30 to 45 days in Iowa. Iowa law allows a three day rescission period for refinances but not for purchase loans. Delays can happen if appraisal or title work takes longer.
Are there first time home buyer programs in Iowa for Altoona residents?
Yes the Iowa Finance Authority offers the FirstHome program with down payment assistance and competitive rates. Borrowers must complete a homebuyer education course. Income and purchase price limits apply based on Polk County guidelines.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Altoona who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.