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Showing 2 mortgage lenders in Evansdale, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Security State Bank
3600 Lafayette Rd, Evansdale, IA 50707
3192356731
CFCCU
3466 Lafayette Rd, Evansdale, IA 50707
3192320808
What Does a Mortgage Lender in Evansdale Cost?
Typical costs for a mortgage in Evansdale include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance of $500 to $1,000. Closing costs in Iowa generally range from 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Evansdale?
You typically need proof of income, tax returns, bank statements, and identification. Iowa lenders may also require a property appraisal and title search as part of the process.
How long does it take to close on a mortgage in Iowa?
The average mortgage closing in Iowa takes 30 to 45 days. This timeline can vary based on loan type, lender workload, and appraisal scheduling in the Evansdale area.
Are there Iowa-specific mortgage programs for first-time buyers?
Yes, the Iowa Finance Authority offers programs like FirstHome and Homes for Iowans with down payment assistance. These are available to eligible buyers in Evansdale and require a fixed-rate mortgage from a participating lender.