Find Mortgage Lenders Near You in Des Moines, IA
Browse mortgage lenders serving Des Moines, Iowa. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Iowa before hiring.
Showing 7 mortgage lenders in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Des Moines Cost?
Typical costs for a mortgage lender in Des Moines include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Iowa generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Des Moines?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Iowa lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three day rescission period after signing for refinances but not for purchase loans.
What is the minimum down payment for an Iowa mortgage?
Minimum down payment depends on loan type. FHA loans require 3.5 percent down. Conventional loans may allow 3 percent down. USDA and VA loans in Iowa can require zero down for eligible borrowers.