Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 17 mortgage lenders in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ron Durant
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 753-4622
branches.guildmortgage.com
Guild Mortgage Company
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-4622
branches.guildmortgage.com
Guild Mortgage - Cathy Allen
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 228-3322
branches.guildmortgage.com
Guild Mortgage - Gavin Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-8746
branches.guildmortgage.com
Guild Mortgage - Cindy Pagan
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-8747
branches.guildmortgage.com
Carolyn Lewis Team - Certified Mortgage Planners
93 N Kainalu Dr Atrium A, Kailua, HI 96734
(808) 379-8507
carolynhomeloans.com
Guild Mortgage - Brooke Peters
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 330-2247
branches.guildmortgage.com
Guild Mortgage - Jessica Takayesu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 277-3693
branches.guildmortgage.com
Guild Mortgage - Michael Nakatsu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 723-4180
branches.guildmortgage.com
Guild Mortgage - Alice Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-8742
branches.guildmortgage.com
What Does a Mortgage Lender in Kailua Cost?
Typical costs for a mortgage in Kailua include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $500 to $800, and title insurance costing about $1,000 to $2,000. Closing costs in Hawaii generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Kailua?
You need pay stubs, tax returns, bank statements, and identification. For Hawaii loans you may also need a flood zone determination and a condominium project review if the property is in a condo.
How long does mortgage approval take in Hawaii?
Typical mortgage approval in Hawaii takes 30 to 45 days from application to closing. Some lenders offer faster timelines for conventional loans. Delays can occur if the property needs special approvals like for lava zone or flood insurance.
Are there special mortgage programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and first time home buyer programs. These programs have income limits and require a homebuyer education course. Check with your lender for current availability.