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Browse mortgage lenders serving Kailua, Hawaii. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 17 mortgage lenders in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ron Durant
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8087534622
Guild Mortgage Company
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082634622
Guild Mortgage - Cathy Allen
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082283322
Guild Mortgage - Gavin Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638746
Hawaii VA Loans
111 Hekili St #102, Kailua, HI 96734
8088245272
Guild Mortgage - Cindy Pagan
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638747
Mortgage Associates of Hawaii
970 N Kalaheo Ave c313, Kailua, HI 96734
8082375500
Kisha Kawakami
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082818099
Carolyn Lewis Team - Certified Mortgage Planners
93 N Kainalu Dr Atrium A, Kailua, HI 96734
8083798507
Mahi Loans
970 N Kalaheo Ave, Kailua, HI 96734
8082375500
Guild Mortgage - Brooke Peters
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8083302247
HG Mortgage
354 Uluniu St #402, Kailua, HI 96734
8082617703
Spencer Woodward
1015 Aoloa Pl, Kailua, HI 96734
8086999180
Guild Mortgage - Jessica Takayesu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082773693
Guild Mortgage - Michael Nakatsu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8087234180
Imperial Mortgage LLC
1005 Keolu Dr, Kailua, HI 96734
8082636363
Guild Mortgage - Alice Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638742
Mortgage lenders in Kailua Hawaii help residents and buyers secure home loans for properties on Oahu. Hawaii has unique rules including condominium project approval requirements and special property tax exemptions for owner occupants. Local lenders understand the Kailua market and can guide you through the process.
What Does a Mortgage Lender in Kailua Cost?
Typical costs for a mortgage in Kailua include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $500 to $800, and title insurance costing about $1,000 to $2,000. Closing costs in Hawaii generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Kailua?
You need pay stubs, tax returns, bank statements, and identification. For Hawaii loans you may also need a flood zone determination and a condominium project review if the property is in a condo.
How long does mortgage approval take in Hawaii?
Typical mortgage approval in Hawaii takes 30 to 45 days from application to closing. Some lenders offer faster timelines for conventional loans. Delays can occur if the property needs special approvals like for lava zone or flood insurance.
Are there special mortgage programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and first time home buyer programs. These programs have income limits and require a homebuyer education course. Check with your lender for current availability.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.