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Find Mortgage Lenders Near You in Kaneohe, HI

Browse mortgage lenders serving Kaneohe, Hawaii. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 mortgage lenders in Kaneohe, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
45-1117 Kamehameha Hwy #103, Kaneohe, HI 96744
8082350006
B & B Mortgage Solutions
45-1144 Kamehameha Hwy # 404, Kaneohe, HI 96744
8082364289
High Tech Lending
44-662 Kuono Pl, Kaneohe, HI 96744
8082619999

Mortgage lenders in Kaneohe Hawaii help residents and buyers secure home loans for properties on Oahu. Hawaii has unique rules including a mandatory condominium disclosure statement and specific escrow requirements under Hawaii Revised Statutes Chapter 514B. Local lenders understand the nuances of leasehold properties and high cost areas like Kaneohe.

What Does a Mortgage Lender in Kaneohe Cost?

Typical costs for a mortgage in Hawaii include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $800, and title insurance premiums around $2,000 to $4,000. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kaneohe?
You need pay stubs, tax returns, bank statements, and photo ID. For Hawaii properties you may also need a condominium association resale certificate if buying a condo.
Are there special loan programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and low interest loans for qualified first time buyers. These programs have specific income and purchase price limits.
How long does the mortgage process take in Kaneohe?
The typical timeline is 30 to 45 days from application to closing. Hawaii law requires a seven day right of rescission for refinances under federal truth in lending rules.