Compare Mortgage Lenders in Kihei, HI
Compare mortgage lenders in Kihei. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 16 mortgage lenders in Kihei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Kihei, Hawaii help residents and buyers secure home loans for properties on Maui. Hawaii has unique lending rules, including condominium project approval requirements and special programs for native Hawaiian homesteads. Local lenders understand the Kihei real estate market and can guide you through the process.
What Does a Mortgage Lender in Kihei Cost?
Typical costs for a mortgage lender in Kihei include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $800, and title insurance of $1,500 to $3,000. Closing costs in Hawaii often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Kihei?
You typically need pay stubs, tax returns, bank statements, and a valid ID. For Hawaii loans, you may also need a flood zone determination if the property is near the coast.
How long does it take to close a mortgage in Hawaii?
A standard mortgage closing in Hawaii takes 30 to 45 days. Hawaii law requires a final title search and escrow period, which can add time if the property is in a lava zone or has special covenants.
Are there special mortgage programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and first-time homebuyer programs. The Department of Hawaiian Home Lands also has leasehold loan options for native Hawaiian beneficiaries.