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Find Mortgage Lenders in Lahaina, HI

Compare mortgage lenders in Lahaina. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lahaina, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 mortgage lenders in Lahaina, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii Financial Services, LLC.
727 Waine'e St #107, Lahaina, HI 96761
8086675626
Envoy Mortgage - Lahaina, HI
10 Hoohui Rd Suite 301 Suite 301, Lahaina, HI 96761
8088072744

Mortgage lenders in Lahaina, Hawaii help residents and buyers secure home loans for properties on Maui. Local lenders understand Hawaii specific laws like condominium ownership rules and the unique real estate market. Whether you are buying a first home or refinancing, working with a Lahaina lender can simplify the process.

What Does a Mortgage Lender in Lahaina Cost?

Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees around 500 to 700 dollars. Closing costs often total 2 to 5 percent of the purchase price. These costs vary by loan type and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Lahaina?
You typically need pay stubs, tax returns, bank statements, and photo identification. Hawaii lenders may also ask for a copy of your lease if you are buying a leasehold property.
Are there special mortgage programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers programs like the Hula Mae Single Family Loan for first time buyers. These programs have lower down payment options and competitive rates.
How long does mortgage approval take in Lahaina?
The process usually takes 30 to 45 days from application to closing. Hawaii law requires a title search and property inspection, which can add time for older homes or condos.