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6 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 6 mortgage brokers in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deana Bobbin at Guaranteed Rate Affinity
56 Wells St, Westerly, RI 02891
4013784467
Jill Kass at Prosperity Home Mortgage - Shelton
224 Post Rd, Westerly, RI 02891
4016374800
Washington Trust
126 Franklin St, Westerly, RI 02891
4013481367
Coldwell Banker Coastal Homes
29 Post Rd, Westerly, RI 02891
4015966333
Jeannine Harrington Homes at The Brown Group Realty
12 High St Suite 102, Westerly, RI 02891
4019327844
Chase Home Lending
143 Franklin St, Westerly, RI 02891
6197870369
A mortgage broker in Westerly Rhode Island can help you compare loan options from multiple lenders. Rhode Island law requires brokers to be licensed through the state Department of Business Regulation. Working with a local broker gives you access to lenders familiar with Washington County property values and local market conditions.
What Does a Mortgage Broker in Westerly Cost?
Mortgage broker fees in Rhode Island usually range from 1% to 2% of the loan amount. Some brokers charge a flat fee of 2,000 to 5,000 dollars instead of a percentage. You may also pay application fees, appraisal costs, and title search fees. Rhode Island law requires brokers to provide a Loan Estimate showing all fees within three business days of your application. Costs vary by loan size, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Westerly Rhode Island?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan programs, and help you choose a mortgage that fits your needs. In Rhode Island, brokers must follow state licensing rules and disclose their fees upfront.
Do I need a license to be a mortgage broker in Rhode Island?
Yes, Rhode Island requires all mortgage brokers to hold a license from the Department of Business Regulation. Brokers must pass a background check and complete continuing education each year. You can verify a brokers license on the Nationwide Multistate Licensing System website.
What documents do I need to apply for a mortgage in Westerly?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Rhode Island lenders may also ask for proof of homeowners insurance and a property appraisal. Your broker can give you a full list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.