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19 agents listed
Updated May 2026
Cranston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 19 mortgage brokers in Cranston, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage
647 Oaklawn Ave, Cranston, RI 02920
4014907146
The Ferranti Group of loanDepot, NMLS#174457
1615 Pontiac Ave STE 3, Cranston, RI 02920
4012335020
James Procter, Mortgage Loan Consultant, NMLS#23362 - The Ferranti Group of loanDepot
Mortgage brokers in Cranston, Rhode Island help home buyers and refinancers find suitable loan products from multiple lenders. Rhode Island law requires mortgage brokers to be licensed through the Rhode Island Department of Business Regulation. Working with a local broker can give you access to Rhode Island specific programs like the Rhode Island Housing down payment assistance.
What Does a Mortgage Broker in Cranston Cost?
Typical mortgage broker fees in Rhode Island range from 1 percent to 2 percent of the loan amount. For a 300,000 dollar loan, this could be 3,000 to 6,000 dollars. Some brokers charge a flat fee instead, often between 2,500 and 5,000 dollars. Costs vary based on loan type, loan size, and the specific broker. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Rhode Island?
A mortgage broker in Rhode Island must hold a valid license from the Rhode Island Department of Business Regulation. This license requires passing a background check and completing pre licensing education. The broker must also renew the license annually.
How do mortgage brokers in Cranston get paid?
Mortgage brokers in Cranston typically earn a commission based on the loan amount. This fee is usually paid by the lender or the borrower at closing. Rhode Island law requires brokers to disclose all fees in a Good Faith Estimate.
What documents do I need to apply with a Cranston mortgage broker?
You will need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. Self employed borrowers may need additional profit and loss statements. The broker will use these documents to pre qualify you for a loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.