Skip to main content

Find Mortgage Brokers Near You in Cumberland, RI

Looking for a mortgage broker in Cumberland? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 5 mortgage brokers in Cumberland, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Louis Ciccia, Mortgage Lender
2352 Mendon Rd unit 17, Cumberland, RI 02864
4015457704
American Nationwide Mortgage
2122, 2352 Mendon Rd #17, Cumberland, RI 02864
4014748453
Home Loan Investment Bank, FSB
2155 Diamond Hill Rd, Cumberland, RI 02864
4012582096
Coldwell Banker Residential Brokerage
1764 Mendon Rd, Cumberland, RI 02864
4013330010
Steven Keough at Citywide (NMLS #20666)
2352 Mendon Rd Unit 17, Cumberland, RI 02864
4016480901

Mortgage brokers in Cumberland Rhode Island help home buyers and refinancing clients find suitable loan products from multiple lenders. Rhode Island law requires mortgage brokers to be licensed through the Rhode Island Department of Business Regulation. Working with a local broker can give you access to lenders familiar with Cumberland real estate and Rhode Island specific programs like the RI Housing down payment assistance.

What Does a Mortgage Broker in Cumberland Cost?

Mortgage broker costs in Rhode Island typically include an origination fee of 0.5% to 1.5% of the loan amount, plus third party fees for appraisal, credit report, and title search. For a $300,000 loan, origination fees might range from $1,500 to $4,500. Some brokers charge a flat fee instead of a percentage. Rhode Island law requires brokers to provide a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Rhode Island?
Mortgage brokers in Rhode Island must hold a valid license from the Rhode Island Department of Business Regulation. They must also register with the Nationwide Multistate Licensing System and Registry (NMLS).
How do I check if a mortgage broker is licensed in Cumberland?
You can verify a mortgage brokers license on the NMLS Consumer Access website or through the Rhode Island Department of Business Regulation online portal. Always confirm the license is active and in good standing.
What documents do I need to apply for a mortgage in Rhode Island?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Rhode Island may also require proof of homeowners insurance and a property appraisal.