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Find Mortgage Brokers Near You in Lincoln, RI

Directory of mortgage brokers in Lincoln, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 6 mortgage brokers in Lincoln, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Province Mortgage Associates, Inc.
4291, 614 George Washington Hwy UNIT 4, Lincoln, RI 02865
4014904400
Guild Mortgage - George Pedro
ll1 & #ll3, 14 Breakneck Hill Rd, Lincoln, RI 02865
4014385176
Guild Mortgage - Scott Lacey
ll1 & #ll3, 14 Breakneck Hill Rd, Lincoln, RI 02865
4012144715
Michaela Bradford, Mortgage Professional
614 George Washington Hwy UNIT 4, Lincoln, RI 02865
4014896282
Guild Mortgage - Matt Fenster
Ll3, 14 Breakneck Hill Rd Unit Ll1, Lincoln, RI 02865
4013306968
Guild Mortgage - Monah Rhodes
Ll3, 14 Breakneck Hill Rd Unit Ll1, Lincoln, RI 02865
4014803613

A mortgage broker in Lincoln, Rhode Island can help you compare loan options from multiple lenders. Rhode Island requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and Registry. Working with a local broker familiar with Lincoln neighborhoods and Rhode Island property values can simplify the home buying process.

What Does a Mortgage Broker in Lincoln Cost?

Mortgage broker fees in Rhode Island typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,000 and $3,000. Additional costs may include application fees, appraisal fees, and closing costs. Rhode Island law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Rhode Island?
Mortgage brokers in Rhode Island must hold a valid license through the Nationwide Multistate Licensing System and Registry. They must also complete annual continuing education and pass a background check.
How do I choose a mortgage broker in Lincoln Rhode Island?
Look for a broker with experience in Rhode Island real estate and check their license status on the NMLS database. Ask about their lender network and fees before committing to a service.
What documents do I need to apply for a mortgage in Rhode Island?
Typical documents include pay stubs, tax returns, bank statements, and identification. Rhode Island lenders may also require proof of homeowners insurance and a property appraisal.