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Directory of mortgage brokers in North Smithfield, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage brokers in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oak Leaf Wealth Management
598 Great Rd, North Smithfield, RI 02896
4017651711
Network Funding LP
621 Pound Hill Rd Suite 103, North Smithfield, RI 02896
4016512716
Edward Jones - Financial Advisor: Ben Vincent, CFP®
607 Great Rd, North Smithfield, RI 02896
4017625024
First Northern Financial Group
980 Eddie Dowling Hwy, North Smithfield, RI 02896
8007371366
Mortgage brokers in North Smithfield, Rhode Island help homebuyers find suitable loan options from multiple lenders. Rhode Island law requires mortgage brokers to be licensed by the state Department of Business Regulation. Local brokers understand North Smithfield market conditions and can guide you through the purchase or refinance process.
What Does a Mortgage Broker in North Smithfield Cost?
Mortgage broker fees in Rhode Island typically range from 1% to 2% of the loan amount. For a $300,000 loan, this could be $3,000 to $6,000. Some brokers charge a flat fee instead. Additional costs include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Rhode Island law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Rhode Island?
Mortgage brokers in Rhode Island must hold a valid license from the Department of Business Regulation. They must pass a background check and complete pre-licensing education. This ensures they follow state consumer protection laws.
How long does a typical mortgage process take in North Smithfield?
The mortgage process in Rhode Island usually takes 30 to 45 days from application to closing. Rhode Island law requires a minimum 7-day review period for certain loan documents. Your broker can provide a more specific timeline based on your situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.